Payment terms
1.1 Payment by bank transfer.
A bank transfer is a specific action that an individual or legal entity performs by giving instructions to their bank to transfer money from one account to another.
This is a way of transferring funds between different banks or within one bank, without physically handing over cash.
How does this work:
1. Initiation:
The sender (payer) instructs the bank to transfer money to the recipient's account.
2. Payment order:
This order is usually drawn up in the form of a payment order , which specifies:
· Name and details of the sender (account, bank).
· Name and details of the recipient (account, bank).
3. Transfer of funds:
The bank debits funds from the sender's account and credits them to the recipient's account.
4. Interbank transfer :
If the transfer is made between different banks, the correspondent accounts of the participating banks are used.
5. International translation :
For international transfers, international systems such as SWIFT can be used . SWIFT is a system that banks use to exchange payments between countries.
1.2. Payment by using the banking application in mobile phone, by transferring using QR code.
Paying with a bank app using a QR code is a convenient and fast way to make payments. To do this, open the bank app, find the "Payment by QR code" or "Scan QR" section, point the camera at the code, make sure the data is correct and confirm the transaction.
How does this work:
1. Pointing the camera:
Open your bank's mobile app and look for the QR code scanning feature. It's usually located in the Payments or Transfers section.
2. Code recognition:
Point the camera at the QR code, which may be presented on the terminal screen, on a paper receipt or in other electronic form.
3. Data verification:
After scanning, the bank application will display information about the payment: recipient, amount, purpose of payment.
4. Payment confirmation:
Please check all details and confirm the transaction by following the instructions in the app.
1.3.Payment by bank card online.
Our website is connected to Internet acquiring, and you can pay for the Service with a Visa, Mastercard and UnionPay bank card. After confirming the selected Product or service, a secure window with a payment page will open, where you must enter your bank card details. The 3-D Secure protocol is used for additional authentication of the cardholder. If your issuing bank supports this technology, you will be redirected to its server for additional identification. For information on the rules and methods of additional identification, please contact the Bank that issued your bank card. The online payment service is carried out in accordance with the rules of the International payment systems Visa, MasterCard and UnionPay on the principles of maintaining confidentiality and security of payment, for this purpose the most up-to-date methods of verification, encryption and data transmission over closed communication channels are used. Bank card details are entered in a secure window on the payment page of JSC ForteBank. The fields on the payment page require you to enter the card number, cardholder name, card expiration date, three-digit security code (CVV2 for VISA or CVC2 for MasterCard). All the necessary data is displayed on the surface of the bank card. CVV2/CVC2 is a three-digit security code located on the back of the card. Then, in the same window, a page of your issuing bank will open for entering the 3-D Secure code. If you do not have static 3-D Secure configured, it will be sent to your phone number via SMS. If you have not received the 3-D Secure code, you should contact your issuing bank. 3-D Secure is the most modern technology for ensuring the security of card payments on the Internet. It allows you to clearly identify the authenticity of the cardholder performing the transaction and minimize the risk of fraudulent card transactions.
Security guarantees. JSC ForteBank protects and processes your bank card data according to the PCI DSS 3.0 security standard. Information is transferred to the payment gateway using SSL encryption technology. Further information is transferred via closed banking networks with the highest level of reliability. JSC ForteBank does not transfer your card data to us or other third parties. The 3-D Secure protocol is used for additional authentication of the cardholder. If you have any questions about the payment made, you can contact the customer support service of the payment service by e-mail vasiliy@mishonin.kz or by phone +7 (700) 007 0069 .
Online payment security . The personal information you provide (name, address, phone, e-mail, credit card number) is confidential and will not be disclosed. Your credit card details are transmitted only in encrypted form and are not stored on our Web server. The security of Internet payment processing is guaranteed by JSC ForteBank. All transactions with payment cards are carried out in accordance with the requirements of VISA International, MasterCard, UnionPay and other payment systems. When transmitting information, specialized technologies for the security of online card payments are used, data processing is carried out on a secure high-tech server of the processing company.
Payment by credit cards is safe because:
· The authorization system guarantees the buyer that the payment details of his payment card (number, expiration date, CVV2/CVC2) will not fall into the hands of fraudsters, since this data is not stored on the authorization server and cannot be stolen.
· The buyer enters their payment details directly into the authorization system of JSC ForteBank, and not on the website of the online store, therefore, the payment details of the buyer's card will not be available to third parties.
